Corporate Property insurance

Whom is the insurance designed for?

Insurance protection is provided for movable or immovable property, owned  by legal entities or other entities’ property, which is used on legal grounds. The contract for insurance of other entities’ property is valid ifapproved by the owner of the insured property. Insurance coverage is provided only for the property and interest specified in the insurance contract by type and location. Movable property is covered under the insurance only if it is located in buildings at the address specified in the contract.

Real estate:

Offices, office buildings, small and medium enterprises, large industrial enterprises.

Movable property:

Machinery, equipment and facilities, computers, audio, video and office equipment, business inventory, materials and raw materials, products, goods, cash in safe and vaults, neon signs and billboards and any other property intended for use in the activity, performed by the Insured, located at the address specified in the insurance contract.

Territorial scope of coverage:

The  Corporate Property insurance provides protection for movable and immovable property located on the territory of the Republic of Bulgaria.

What risks are covered by the insurance?

• Damages as a result of fire and the consequences of extinguishing it; lightning (thunder, a flash of lightning); explosion and implosion; falling of and impact by aircraft and parts thereof;
• Storm, hurricane, whirlwind, tornado, damage from falling branches, trees, etc. hail and the consequences thereof, torrential rain, flood due to a natural disaster;
• Action of groundwater and/or sea waves, damage resulting from the pressure of natural accumulation of snow or ice, frost (freezing) of commodity-material values, landslide and landslip;
• Water supply and sewerage damages – covered are damages resulting from breakdown of plumbing, sewerage, heating and air-conditioning installations and/or pipes; sudden leakage of water from sprinkler systems;
• Damage to property in case of impact from self-propelled machines and/or during loading and unloading with loading-unloading machines during an accident in which they are involved; damage to property during its transportation from one address to another by own or rented transport;
• Short circuit / current rush;
• Impact from a motor vehicle or an animal;
• Earthquake;
• Burglary;
• Robbery;
• Burglary or robbery of money stored in cash registers or vaults;
• Malicious acts of third parties;
• Fire resulting from malicious acts of third parties;
• Vandalism and vandalism in an attempted burglary of real estate;
• Third party liability;
• Expenses - actually incurred expenses necessary for prevention of an insured event (including for relocation or protection of insured property), as well as for limitation or minimization of damages after occurrence of an insured event, the costs for clearing debris and remnants of such property, in the total amount of up to 5% of its sum insured.
• Broken glass, shop windows and neon signs and billboards.

 

Why should I take out insurance with Lev Ins?

The Corporate Property insurance of Lev Ins provides

• Deferred payment of the insurance premium;
• The sum insured is agreed between the insurer and the insured;
• 24/7 free emergency assistance for control and limitation of insured occurrences;
• Opportunity to choose currency – Bulgarian lev or Euro.

Price

The insurance premium is calculated according to the current tariff of the company / reduced by the discounts due/. The insurance premium can be paid as a lump sum or in installments, depending on the client's wish.

Emergency assistance* for the office on 0800 10 200

The Corporate Property insurance of Lev Ins provides an emergency management service by a specialized technician, without payment of an additional premium.

 Plumbing services (labor and materials)

  Locksmith services (labor and materials)

 Electrical services (labor and materials)

  Glass services (labor and materials) 

* Emergency assistance for the cities of Sofia, Plovdiv, Varna, Burgas, Stara Zagora, Ruse, Veliko Tarnovo, Vratsa, Pleven and Blagoevgrad and within 30 km distance therefrom.