Private Property Insurance

Whom is the insurance designed for?

The Private Property Insurance product is designed for insurance protection of movable or immovable property, owned by natural persons or other people’s property, which is used on legal grounds. The contract for insurance of other people’s property is valid if approved by the owner of the insured property. Insurance coverage is provided only for the property and interest specified in the insurance contract by type and location. Movable property is covered under the insurance only if it is located in buildings at the address specified in the contract.

Territorial scope of coverage

This insurance covers damages to movable and immovable property located on the territory of the Republic of Bulgaria.

What risks are covered by the insurance?

- Damages as a result of fire and the consequences of extinguishing it; lightning (thunder, a flash of lightning); explosion and implosion; falling of and impact by aircraft and parts thereof;
- Storm, hurricane, whirlwind, tornado, damage from falling branches, trees, etc. hail and the consequences thereof, torrential rain, flood due to a natural disaster;
- Action of groundwater and/or sea waves, damage resulting from the pressure of natural accumulation of snow or ice, frost (freezing) of commodity-material values, landslide and landslip;
- Water supply and sewerage damages – covered are damages resulting from breakdown of plumbing, sewerage, heating and air-conditioning installations and / or pipes; sudden leakage of water from sprinkler systems;
- Damage to property in case of impact from self-propelled machines and/or during loading and unloading with loading-unloading machines during an accident in which they are involved; damage to property during its transportation from one address to another by own or rented transport;
- Short circuit / current rush;
- Impact from a motor vehicle or an animal;
- Earthquake;
- Burglary;
- Robbery;

- Burglary or robbery of money stored in cash registers or vaults;

- Malicious acts of third parties;
- Fire resulting from malicious acts of third parties;
- Vandalism and vandalism in an attempted burglary of real estate;
- Terrorism;
- Third party liability;

- Expenses - actually incurred expenses necessary for prevention of an insured event (including for relocation or protection of insured property), as well as for limitation or minimization of damages after occurrence of an insured event, incl. the costs for clearing debris and remnants of such property, in the total amount of up to 5% of its sum insured.
- Broken glass, shop windows and neon signs and billboards.

Why should I take out private property insurance from Lev Ins?

Insurance coverage for additional premises to the house - basement, attic, garage, outbuilding;
The sum insured is agreed between the insurer and the insured;
24/7 free emergency assistance for control and limitation of insured occurrences;
Opportunity to choose currency –Bulgarian lev or Euro.

Emergency assistance* for the home on 0800 10 200:

The Private Property insurance of Lev Ins provides an emergency management service by a specialized technician without payment of an additional premium.

 Plumbing services (labour and materials)

 Locksmith services (labor and materials)

  Electrical services (labor and materials)

 Glass services (labor and materials)