Tourist insurance
Tourists are insured, either individually or in groups, against events related to their life, health, or physical integrity while traveling, on excursions, or holidays in the Republic of Bulgaria.
Whom is the insurance designed for?
It is voluntary insurance against events related to the life, health, or physical integrity of the insured persons. Under the terms and conditions of the Tourist Insurance natural persons are insured– both Bulgarian and foreign citizens residing in the Republic of Bulgaria legally, for the time of sea, winter, cultural, eco, congress and other types of travel, excursion or vacation on the territory of the Republic of Bulgaria. Natural persons up to 85 years of age are insured individually or in groups.
Territorial scope of coverage:
The insurance is valid for the territory of the Republic of Bulgaria for the period of the tourist trip. Insurance Company Lev Ins AD provides assistance to the insured persons through a contract with the Bulgarian Red Cross.
What risks are covered by the insurance?
The risks covered under the Tourist Insurance are divided into two groups (clauses) Tourism and Rescue, each of which provides protection during the trip. The two clauses can be concluded either separately or jointly. The risks covered are, as follows:
Tourism Clause:
- Permanent disability as a result of an accident;
- Temporary disability as a result of an accident for more than 10 days;
- Death as a result of an accident for individuals over 14 years of age;
- Medical expenses as a result of an accident or acute illness;
- Repatriation as a result of an accident or acute illness;
Rescue Clause:
- Rescue costs due to an accident or acute illness:
- Medical expenses and/or repatriation resulting from an accident or acute illness;
Why should I take out insurance with Lev Ins?
- The policy is valid anywhere in the country;
- Wide range of insurance coverage - you choose one or all clauses, as well as the amount of the sum insured for the selected coverage, depending on your needs and the purpose of the trip. In this way you pay a premium only for the desired risks covered and sums insured;
- Individuals up to 85 years of age are insured without requiring medical documents;
- The insurance can be taken out for a period from one day to one year;
- At the request of the client we provide coverage during the amateur practice of winter sports, in the designated places, or while free-ride;
- We guarantee 100% payment of the incurred expenses because it is without any deductible from the insured;
- 24-hour assistance through a call center service in English.
Price
The insurance premium is calculated depending on the insured risks included in the policy, the sums insured, the period of insurance, and other circumstances essential for the risk assessment and is determined according to the Insurer's tariff, effective at the time of taking out the insurance to which the tax due according to the Insurance Premium Tax Act is charged. When calculating the insurance premium, increases are applied depending on the age of the Insured, related to the exercise of sports, both extreme and non-extreme.
